Base
12.50 USDC
Polygon
Arbitrum
5.00 USDT
Optimism01
Hosted Checkout
Share a link or embed our checkout. Your customer picks any chain, we route, convert, and confirm. You receive local currency.
No-codeBrandedQR + link
Accept stablecoins, settle locally.
Your customers pay in USDC or USDT from any major chain. You receive Kenyan Shillings, Naira, or Cedi the same day.
merchant.minisend.xyz / dashboard
Overview
Settled today
2,243,180KES
+18.4%Payments
127
+12Avg settle
3.4s
0.2s fasterSettled volumelast 20 days
ReferenceSettledTime
pay_4a892e1,612 KES2s ago
pay_p9z41a562,400 NGN14s ago
pay_v7k8c164,250 NGNnow
pay_m3r05f722 GHS47s ago
pay_t9l1fa2,709 KES1m ago
Everything you need
to get paid in stablecoins.
Four primitives. One dashboard. Ship a checkout in 30 lines of code, or zero.
02
Payment API
A RESTful API with webhooks for every state change. Reconcile by reference, replay events, roll forward with idempotency keys.
RESTWebhooksIdempotent
03
Invoicing
Issue one-time or recurring invoices priced in USD. Customers pay from any chain, you see one settled total.
USD-pricedRecurringMulti-chain
04
Auto-Settlement
Set a schedule and a destination: M-Pesa, NGN bank, or GHS bank. Funds land in your account, same day.
M-PesaNGN bankGHS bank
The numbers
in print.
Verified weekly. We publish what we measure.
Supported chains
26+
EVM mainnets, Solana, TON, Tron, NEAR
Uptime (90d)
99.94%
Status at status.minisend.xyz
Integration
~30 lines
Hosted checkout, or call the API directly
Volume processed
$250K+
Across 8,000+ settlements
Ready when you are
Start accepting.
Open the dashboard, submit your business details, and ship a checkout link before the kettle boils.
Live in
an afternoon.
Start with a hosted checkout link. Graduate to the API when you outgrow it. Both routes settle to the same dashboard.
create-checkout.sh
curl -X POST https://api.minisend.xyz/v1/checkouts \-H "Authorization: Bearer sk_live_••••••••" \-H "Content-Type: application/json" \-d '{"amount": "120.00","currency": "USD","settle_to": "kes","reference": "INV-2241","callback_url": "https://shop.io/webhook"}'
Response201 · chk_4a8e92c5 created, expires in 30 minutes200 OK
- 01
Create an account
Sign up on the dashboard and submit basic business details for KYB.
- 02
Generate a key
Issue an API key from settings, or use the no-code link generator.
- 03
Take your first payment
POST a checkout, send the URL to a customer, or open a hosted link.
- 04
Receive settlement
Funds settle to M-Pesa, NGN, or GHS bank, same day.
Trusted by businesses
across Africa
Half our revenue comes from clients overseas paying in USDC. Before Minisend it was a week of bridges and bank wires. Now the dashboard shows naira before we send the invoice receipt.
Tunde Olatunji
Founder, Lagos design studio
We bill global SaaS customers in USD and pay our team in Nairobi. The settlement lands in M-Pesa before our finance lead refreshes the page. Reconciliation went from spreadsheets to a CSV export.
Akinyi Owino
COO, Nairobi logistics co.
Our customers are happiest paying from whatever chain their wallet is on. We accept all of them. We see one settled total in cedi at the end of the day. That is the entire pitch.
Kwame Mensah
CEO, Accra exporter
Frequently asked
questions
How fast do funds settle to my bank or M-Pesa?
Which chains can my customer pay from?
What happens if a customer overpays or sends the wrong asset?
How do I reconcile a payment to my internal invoice?
What does KYB onboarding look like?
Is there a dispute or chargeback risk?
Do you offer a sandbox for testing?
Can I export for accounting or tax?